My Funded Futures (MFFU) is a prop firm that has caught the attention of traders at all levels by offering something rare in the market: the chance to keep 100 % of initial profits up to $10,000, with no time limit to complete the evaluation. In a segment where many companies impose strict limits and hidden rules, MFFU stands out for its transparency and flexibility. In this Nerd Answers review article, we’ll dive deep into what MFFU offers and why it might be one of the smartest choices for those looking to grow in futures trading.
Quick Summary
- Company: My Funded Futures (MFFU)
- Segment: Futures Prop Firm
- Available Capital: Up to $450,000
- Initial Profit 100 % up to: $10,000 (then 90 %)
- Available Plans: Starter, Expert, 1-Step, 2-Step
- Highlights: Payouts within 5–14 days, no minimum trading days, multi-platform access, 100 % initial profit share, transparent rules, responsive support
What is My Funded Futures (MFFU)?
My Funded Futures is a prop firm specializing in futures contracts, aiming to fund traders who demonstrate consistency and risk management. Once a trader passes an evaluation phase, they gain access to a funded account, allowing them to trade with the company’s capital and receive a share of the profits.
Key Features
- No time limit to complete evaluation
- Fast payouts (5 days for Starter, 14 days for Expert)
- 100 % profit up to $10k, 90 % after that
- Multiple trading platforms available
- Fast and effective support
- Simple and clear rules
Overview of All Plans
My Funded Futures offers four main plans designed to suit different trader profiles, from beginners to experienced professionals. The Starter plan is ideal for those starting out or looking for a lower-cost option with more guided trading conditions. It provides a simplified structure and allows withdrawals after just five profitable days, making it a great entry point. The Expert plan, on the other hand, is tailored for seasoned traders who seek more freedom. It offers no daily drawdown limit and longer evaluation flexibility, giving more operational autonomy.
For those who prefer a more direct path, the 1-Step Eval to Live plan offers an expedited evaluation process. With just a single step and a 20 % consistency rule, traders can quickly gain access to funded capital. However, this plan comes with a higher initial cost compared to others. Lastly, the 2-Step Eval to Live plan provides a more gradual and structured evaluation with two clear phases. It’s a more affordable entry into the firm’s ecosystem and is ideal for those who prefer to demonstrate their consistency over time before scaling up.
Each plan was designed to accommodate different goals, risk tolerances, and trading experiences, allowing traders to choose the most suitable option for their journey within the MFFU ecosystem.
Plan Comparison Table
| Plan | Profit (%) | Drawdown (%) | Target (%) | Payout | Leverage | Profit/Drawdown Ratio |
|---|---|---|---|---|---|---|
| Starter | Up to 100 % | 4 % Daily / 8 % Total | 10 % | Up to 7 days | Up to 1:100 | 2.50 |
| Expert | Up to 90 % | 5 % Daily / 10 % Total | 10 % | Bi-weekly | Up to 1:100 | 2.00 |
| 1 Step | Up to 80 % | $500 EOD / $2,000 Init. | 6 % (est.) | 24 h Live Funded | Up to 1:100 | 3.00 |
| 2 Step | Up to 80 % | $500 EOD / $2,000 Init. | 12 % total | 24 h Live Funded | Up to 1:100 | 2.40 |
Pros and Cons of the My Funded Futures (MFFU)
Pros:
- 100 % profit on the first $10,000
- Accessible rules with no hidden traps
- Integrated with Volumetrica platform
- Active and responsive support
- Starter plan offers payouts after 5 profitable days
- Access to multiple platforms (ATAS, TradingView, NinjaTrader, etc.)
- No time limits to pass the evaluation
- Very competitive profit/drawdown ratio
- Ability to scale accounts and increase available capital
- Bonus program for consistent traders
- Frequent payouts through flexible methods
Cons:
- No refunds for reset evaluations
- Limited content in Portuguese
- No native copy trading (only via external tools)
- Crypto payments are non-refundable
- Lack of a real live account may deter some advanced traders
- No personalized risk assessment or individual mentorship
- 1-Step plan cost is high compared to similar competitors
Copy Trading
As of now, My Funded Futures does not offer native copy trading, either for own or third-party accounts. However, it’s possible to replicate signals or strategies using external tools compatible with platforms like TradingView and NinjaTrader. The use of these tools must comply with the company’s behavior and risk rules, and there’s no official support for signal integration or automated copying.
Hidden Rules
- News Trading Rules: During the evaluation phase, trading during high-impact news is allowed. However, Starter and Expert accounts must avoid all Tier 1 news during Sim-Funded and Live accounts, respecting a 2-minute buffer before and after the event. Milestone, Eval to Live, and Starter Plus plans are exempt from this restriction.
- Automated Trading: Bots, AI, and fully automated systems are prohibited. Only semi-automated systems are allowed, provided the trader manually monitors and manages trades.
- Copy Trading: Trade copiers and signal replicators are allowed on all MFFU accounts, as long as they follow the general rules.
- Consistency: Rules vary by plan: e.g., 50 % for Starter Plus, 20 % for Milestone, and 20 % to 50 % in the 2-Step Eval phases.
- Inactivity: To keep a Sim-Funded account active, you must trade at least once every seven days (also applies to Phase 2 of the 2-Step Eval). You may notify support if you need to pause.
Payment Methods
- Credit/debit card
- Cryptocurrencies (non-refundable)
- Riseworks platform for withdrawals
Comparison with Other Prop Firms
| Prop Firm | Profit (%) | Max Capital | Evaluation | Payouts | Support |
|---|---|---|---|---|---|
| My Funded Futures | Up to 90 % | Up to $50,000 | Starter, Expert, 1 Step, 2 Step | Up to 7 days | Chat, Email, Help Center |
| Apex Trader Funding | Up to 90 % | Up to $300,000 | Rithmic, Tradovate, WealthCharts | Bi-weekly | Help Center, Email |
| Topstep | Up to 100 % | Up to $150,000 | 1-Step, Express, Live Funded | Bi-weekly | Chat, Email, Help Center |
Who Is It For?
MFFU is a solid option for traders who value flexibility, transparency, and fast payouts. For beginners, it provides an excellent entry point into the futures market, with affordable plans and simplified rules. Intermediate traders seeking a more flexible trading environment will also find MFFU a great fit. For advanced traders, the Expert and Eval to Live plans offer benefits such as no daily loss limits and the chance to earn up to 100 % on the first $10,000 in profits.
Another group that could greatly benefit from MFFU are traders who want to manage multiple accounts or strategies simultaneously. The ability to maintain up to 10 active accounts (with 3 funded at the same time) allows testing of different approaches and gradual scaling of trade volume.
If you heavily rely on full automation, such as bots or fully automated copy-trading systems, MFFU might not be the best fit. These tools aren’t fully allowed, which could limit tech-heavy strategies.
Final Verdict
After a detailed analysis of all aspects of My Funded Futures, we conclude that this prop firm offers a solid set of advantages that make it competitive in today’s landscape. MFFU stands out with its straightforward approach, lack of deadlines to complete the evaluation, and the rare benefit of withdrawing 100 % of initial profits. Payouts are fast, plan structures are clear, and requirements are well communicated.
However, the 1-Step plan cost may be high for some traders, and the limitation on automated systems may frustrate more tech-driven profiles. Also, crypto payments being non-refundable demands caution. Overall, MFFU is an excellent choice for those seeking a transparent, fast-paced, and trader-friendly environment.
