Audacity Capital is a prop firm that has stood out globally by combining two major advantages: direct access to live capital accounts from day one (in the Funded Trader Program) and a profit split of up to 90%. Founded in 2012 and based in London, it’s recognized for its transparency, reliability, and focus on real performance. If you’re looking for a company that values both traders and their results, this review is for you.
Quick Summary
- Company: Audacity Capital
- Segment: Prop Trading / Forex & Indices
- Available Capital: Up to $2,000,000 with scaling plan
- Initial Profit Split: Up to 90% in the programs
- Plans Available: Ability Challenge / Funded Trader Program
- Highlights: Founded in 2012, live accounts from day one, up to 90% profit share, scalable plans, no commissions in the Funded Trader Program
What is Audacity Capital?
Audacity Capital is a prop trading firm that funds traders worldwide with its own capital. Operating in over 146 countries with more than 150,000 active traders, it offers real growth opportunities through two main programs: the Ability Challenge, which involves an evaluation phase, and the Funded Trader Program, which provides immediate access to a live account.
Key Features
- No time limit to complete the challenges
- Live account from day one (in the Funded Trader Program)
- Up to 90% profit share
- Scaling program up to $2 million
- MetaTrader 5 platform
- 24/7 support
- No commissions or swaps (in the Funded Trader Program)
- Weekend holding allowed (in the Ability Challenge)
Plan Overview
Audacity Capital offers two main programs. The Ability Challenge is aimed at traders who want to prove their skills through a two-phase evaluation process. Each phase has profit targets and drawdown limits, with no time restrictions. Once approved, the trader moves to a live account with bi-weekly payouts and increasing profit share.
The Funded Trader Program is ideal for experienced traders who want to start directly with a live account. This plan skips the challenges and allows immediate trading with company capital, monthly payouts, and accelerated scaling.
Plan Comparison Table
| Plan | Initial Capital | Profit Split | Max Drawdown | Profit Target | Capital Scaling |
|---|---|---|---|---|---|
| Ability Challenge | $10k to $240k | Up to 90% | 15% | 10% + 5% | Up to $2M |
| Funded Trader Program | $15k to $1.92M | 50% to 80% | 10% | 10% | Up to $2M |
Pros and Cons of the Audacity Capital
Pros:
- Fast payouts (2 to 4 days)
- Above-average profit share (up to 90%)
- Robust platform (MT5)
- Wide international coverage (146 countries)
- Certificate for traders upon approval
Cons:
- Commissions and swaps apply in the Ability Challenge
- No HFT, Martingale, or hedging between accounts allowed
- Some important rules are only in the FAQ
- Trading during major news is prohibited in the Funded Trader Program
Copy Trading
No. Audacity Capital does not allow copy trading, whether between personal or third-party accounts. All strategies must be traded manually and independently.
Hidden Rules
Some important rules are only available in the FAQ and should be read carefully:
- Martingale, arbitrage, or EAs are prohibited
- Lot size and trade duration consistency must be maintained
- Mandatory position closure during specific economic events (Funded Trader)
- To scale an account, a withdrawal is required within a 3-month period
- “Consistency Score” system: score must stay above 70 to be considered consistent. If between 50 and 70, the risk team will review. Below 50, the trader must continue trading until the score improves
- Allowed pairs: only major and minor crosses. Exotic pairs are prohibited. Trading off-list pairs breaks the rules
- Inactivity: funded accounts inactive for 30 consecutive days are closed
- DCA (Dollar Cost Averaging): adding to losing positions to recover losses is prohibited
Payment Methods
- Credit card
- Debit card
- PayPal
- Bank transfer
- Cryptocurrencies
Comparison with Other Prop Firms
| Prop Firm | Profit Split | Max Capital | Programs | Payout Frequency | Support Channels |
|---|---|---|---|---|---|
| Audacity Capital | Up to 90% | Up to $2,000,000 | Ability Challenge, Funded Trader Program | Bi-weekly to 4 days | Email, WhatsApp, Chat |
| The5ers | Up to 100% | Up to $4,000,000 | High Stakes, Hyper Growth, Bootcamp | Bi-weekly | Chat, Email, Help Center |
| FTMO | Up to 90% | Up to $400,000 | Two steps: FTMO Challenge and Verification | Monthly | 24/7 via Chat, WhatsApp, Email |
Who Is It For?
Audacity Capital is ideal for traders seeking a professional environment, with clear rules and a long-term growth focus. If you’re a beginner with a tested strategy, the Ability Challenge offers a solid way to prove your skills with low risk. For experienced traders who want to start directly with a live account and scale quickly, the Funded Trader is the best fit.
However, for those relying on copy trading, automated bots, or high-risk strategies like Martingale or HFT, this prop firm may not be suitable. Also, given the emphasis on consistency and risk control, Audacity Capital is best for disciplined traders with a stable performance history. If your goal is long-term and you value clear rules, reliable payouts, and ongoing support, this might be the right firm for your journey.
Final Verdict
After thoroughly analyzing every aspect of Audacity Capital, we can confidently say: this prop firm is one of the most solid options for traders seeking seriousness, consistency, and real opportunities in the market. Its strengths lie in support structure, rule transparency, and a true commitment to trader growth.
Of course, it’s not perfect, especially if you want full freedom with automated strategies or copy signals. But if you’re a dedicated trader who values stability, risk management, and wants to grow your operation with professional backing, it’s highly recommended.
Our mission at Nerd Answers is exactly that: to offer unbiased reviews and useful tools so you can thrive as a professional trader.
