While many prop firms still follow traditional models, Finotive Funding bets on innovation with weekly payouts, a next-generation dashboard, and plans offering up to 100% profit share. In this Nerd Answers article, we’ll explore what makes Finotive one of the most promising choices for traders of all profiles.
Quick Overview
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Company: Finotive Funding
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Segment: leveraged CFD
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Available Capital: Up to $200,000 per account
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Initial Profit 100% up to: $8,750 (on the Pro plan)
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Plans Available: Standard, Aggressive, Instant Funding, Finotive Pro
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Highlights: Weekly payouts, up to 100% profit share, modern dashboard, salary program, access to instant accounts
What is Finotive Funding?
Finotive Funding is a prop firm founded in April 2021, headquartered in Limassol, Cyprus. Its goal is to offer competitive conditions and a complete ecosystem for profitable traders, including payment solutions, an intuitive dashboard, and active support. It does not offer investment services but rather capital for traders to operate under clear and objective rules.
Key Features
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Modern dashboard design (Finotive 2.0)
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Monthly salary program for consistent traders
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Weekly payouts via Finotive Pay
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Leverage up to 100:1
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Access to instant accounts (no challenge required)
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Islamic accounts (swap-free)
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Fast execution with MetaTrader 5
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Affiliate program
Overview of All Plans
Finotive Funding offers four main types of plans:
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Standard, which follows a traditional two-step challenge model
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Aggressive, with more flexible rules and higher leverage
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Instant Funding, for those who want to skip the challenge and access profits quickly
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Finotive Pro, offering up to 100% profit share and a monthly salary for consistent traders
Each plan is designed to suit different profiles, from beginners looking for lower-risk strategies to professionals seeking immediate returns.
Below is a clear comparison table of each plan:
Plan Comparison Table
| Plan | Challenge | Leverage | Drawdown (Daily / Total) | Profit Share | Profit Target | Starting Price | Profit/Drawdown Ratio |
|---|---|---|---|---|---|---|---|
| Standard | 2 steps | 100:1 | 5% / 10% | 75% | 7.5% | $29 (for $2,500) | Good (7.5% target for 10% DD) |
| Aggressive | 2 steps | 100:1 | 10% / 20% | 75% | 10% | $89 (for $2,500) | High (10% target for 20% DD) |
| Instant Funding | None | 33:1 | 3.5% / 7% | 60% | N/A | $89 (for $2,500) | N/A |
| Finotive Pro | 2 steps | 100:1 | 5% / 10% | 75% to 100% | 7.5% | $469 (for $50,000) | Excellent (100% share + salary) |
Pros and Cons
Pros:
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Weekly payouts (Finotive Pay)
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Instant Funding option
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Modern and user-friendly dashboard
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Islamic accounts available
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Salary program for Pro traders
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Multiple withdrawal methods (crypto, bank, Revolut)
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Fast support via Discord and social media
Cons:
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Reduced risk rules during funded phase
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Some rules are not clearly disclosed and require detailed FAQ reading
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Pro and Instant plans may be expensive for beginners
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Does not accept residents from the USA, Iran, or North Korea
Copy Trading
Finotive Funding does not allow the use of copy trading, whether between personal accounts or third parties. All trades must be original and directly controlled by the trader. This ensures the integrity of the evaluation process and compliance with the rules.
Hidden Rules
Despite overall transparency, some rules require special attention:
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HFT, arbitrage, straddling, and latency abuse are prohibited
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Hedging between different accounts is prohibited
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Accounts inactive for 30 consecutive days may be closed without refund
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Stop loss is mandatory for all orders (must be set within 60 seconds of opening)
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Minimum stop loss based on volatility (14-day ATR) – invalid orders will be rejected
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Volume traded during the challenge determines allowed assets in the funded phase
Risk Limits by Plan:
| Plan | Total Risk | Per Instrument Risk |
|---|---|---|
| 2-Step Challenge | 5% | 2.5% |
| 1-Step Challenge | 4% | 2% |
| Instant Funding Standard | 3.5% | 2.5% |
| Instant Funding Aggressive | 7% | 5% |
| Finotive Pro (2-Step) | 5% | 3.5% |
| Finotive Pro (1-Step) | 4% | 2.75% |
In the funded phase, risk limits are halved.
Finotive Pro Consistency Rules:
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Weekly trade volume and number of trades must remain within ±25% margin
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5% profit per quarter required to maintain Pro status
Payment Methods
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Bank transfer
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Cryptocurrencies (BTC, ETH, USDT, USDC, SOL, and others)
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Revolut
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Finotive Pay
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PayPal (coming soon)
Comparison with Other Prop Firms
| Company | Phases | Drawdown | Profit Share | Instant Funding | Monthly Salary | Weekly Payout |
|---|---|---|---|---|---|---|
| Finotive Funding | 1–2 | 4–10% | 60% to 100% | Yes | Yes | Yes |
| FTMO | 2 | 5–10% | 80% | No | No | No |
| FundedNext | 1–2 | 5–10% | 60% to 90% | Yes | Yes (some plans) | Yes |
Who Is It For?
Finotive Funding is recommended for traders who value fast withdrawals, a variety of plans, and an innovative approach to prop trading. For beginners, the Standard and Aggressive plans offer a good entry point with clear goals and understandable rules. Experienced traders looking for flexibility and high returns may benefit from the Finotive Pro or Instant Funding plans.
However, it’s important to note that Finotive enforces strict risk policies and demands discipline, which may not suit those using automated strategies or copy trading. Traders seeking maximum freedom or running multiple accounts simultaneously might prefer other options. On the other hand, those who want a structured environment with clearly defined performance goals and a focus on consistency will find an excellent partner here for their growth in the market.
Final Verdict
After an in-depth analysis of Finotive Funding’s services and rules, our team at Nerd Answers concludes that this prop firm offers a solid proposal, though with aspects that require caution. Its weekly payout system, plans offering up to 100% profit share, and intuitive dashboard are valuable features that enhance the trader experience. The addition of a monthly salary program in the Pro plan further emphasizes the focus on consistent traders.
However, the consistency rules, risk limitations, and asset restrictions in the funded phase may pose challenges for some traders. The higher entry cost of advanced plans may also be a barrier, especially for those just starting out.
Our opinion is that Finotive Funding is an excellent choice for those seeking structure, support, and who are willing to follow rules precisely. For those wanting full operational freedom or using highly automated strategies, other options might be more suitable. Whatever your choice, explore Nerd Answers content and tools before deciding. Our commitment is to your growth as a trader, with transparency and responsibility.
