If you’re looking for a reliable prop firm with good trading conditions and clear rules, this article is for you. We’re going to explore every aspect of Funding Pips, one of the top prop firms in the current market, and help you figure out if it matches your trading style. Published by Nerd Answers, this review aims to provide an unbiased and complete overview, helping traders of all levels make more informed decisions.

Quick Summary

• Company: Funding Pips
• Segment: Forex Prop Firm (simulated live accounts)
• Available Capital: Up to $400,000
• 100 % Profit Up To: $10,000 (then up to 90 %, depending on the plan)
• Available Plans: 1 Step, 2 Step, FundingPips Pro
• Highlights: 24/7 support, robust platforms (MT5, cTrader, Match-Trader), fast payouts, clear rules, zero prize denial

What is Funding Pips?

Funding Pips is a global prop firm that allows traders from over 195 countries to trade with company-provided capital. With over 750,000 registered traders, it stands out for its transparency, flexible plans, and commitment to helping participants grow. The company’s mission is to democratize access to professional trading.

Key Features

• Platforms: MetaTrader 5 (MT5), Match-Trader, and cTrader
• Payout cycles: weekly, biweekly, or monthly
• 24/7 support: Available in multiple languages, including Portuguese
• No reward denial: Guaranteed payment if all rules are followed
• Scalable account up to $2,000,000

Overview of All Plans

Funding Pips offers traders three distinct evaluation models, tailored to different profiles and experience levels. The 1 Step plan is ideal for those seeking simplicity and speed, with just one evaluation phase and clear targets. The 2 Step plan follows the traditional structure, offering two phases for gradual progression, perfect for traders who prefer a more structured process. Lastly, FundingPips Pro is designed for advanced traders who want premium conditions and greater strategic freedom.

Account sizes range from $5,000 to $100,000, making it accessible for beginners and scalable for experienced traders.

Below is a comparison table with the key characteristics of each plan.

Plan Comparison Table

Pros and Cons of the Funding Pips

Pros:

• High approval rate
• Excellent 24/7 support
• Platform flexibility (MT5, cTrader, Match-Trader)
• Fast, hassle-free payouts
• Scalability up to $2 million
• Zero prize denial
• Multiple payment options, including crypto
• Profit rewards up to 100 %

Cons:

• Not available to traders from the U.S. or Canada
• Stricter rules for FundingPips Zero accounts
• Copy trading between Funding Pips accounts is prohibited
• Daily and per-click lot limits (on some plans)
• Trading restrictions during high-impact news events
• IP changes may require location verification
• Platform cannot be changed after selection
• Zero-tolerance policy for prohibited strategies (like arbitrage or toxic trading)

Copy Trading

Funding Pips prohibits copy trading between internal accounts. Each account must have its own strategy. Risk-management tools via EA (Expert Advisors) are allowed.

Hidden Rules

• Copy Trading: Not allowed in any program.
• EAs: Only risk-management or proprietary trading EAs permitted; third-party EAs are banned.
• News Trading:
  • Evaluation phase: Allowed in 1 Step, 2 Step, and 2 Step Pro.
  • Master phase: Opening or holding positions is prohibited 5 minutes before and after high-impact events.
  • Exception: Trades opened more than 5 hours before the event may be closed during the restricted period and still count profits.
• Minimum Trading Days: General requirement is 3 days; FundingPips Zero requires 7 days with at least 0.25 % per day.
• FundingPips Zero specifics:
  • Account suspended after 30 days of inactivity.
  • To request payout, highest profit day must not exceed 15 % of total profit.
  • Floating loss must not exceed 1 % of account size.
• Master Accounts:
  • No single loss may exceed 3 % of starting balance.
  • Max 10 lots per day; exceeding this closes all orders and blocks new ones until midnight CE(S)T.
  • No click may exceed 20 lots (only in 1 Step plan).
• Exposure Limits (2 Step & Pro Master):
  • $5 K–$10 K: No limit.
  • $25 K: Max 10 open lots.
  • $50 K: Max 20 lots.
  • $100 K: Max 40 lots.
  • Exceeding limits triggers warnings, reduced profit share, or account closure.
• IP Address: Significant changes may require location verification.

Payment Methods

• Credit and debit cards
• Bank transfer
• Cryptocurrencies (BTC, ETH, USDT, USDC)
• Local methods (vary by region)

Comparison with Other Prop Firms

Who Is It For?

Funding Pips is ideal for traders of all levels. Whether you’re just starting or already a pro, their solutions can fit your needs. If you’re looking for capital access without risking your own money, want the freedom to choose between platforms like MT5, cTrader, or Match-Trader, and value active support with well-defined policies, Funding Pips could be a solid option.

Still, it’s important to evaluate whether the rules and limitations align with your trading strategy and risk profile. We recommend reading all operational details carefully before choosing a plan.

Final Verdict

At Nerd Answers, we explored all the conditions, rules, and evaluation models offered by Funding Pips. This well-structured prop firm focuses on accessibility, innovation, and transparency. It stands out for its fair approach toward traders, especially for its no-hassle payouts and clear reward policies.

Some rules are strict, like exposure and daily risk limits, but they show the company’s commitment to consistency and long-term sustainability. The ability to scale up to $2 million and the variety of platforms are definite highlights.

We recommend Funding Pips to traders who are serious and want to build a solid career in the market. Whether you’re a beginner or experienced, take time to explore the options and see if the firm’s style matches your own. Using Nerd Answers as a resource, with transparent reviews and helpful tools, can make a real difference in your journey.